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Georgia · GA

Business Banking for Moving Companies in Georgia

Free business checking with 1.75% APY, built-in accounting, and unlimited sub-accounts for moving companies in Georgia.

Starting a Moving Business in Georgia

State Tax Rate

5.39% (flat rate, recently reduced)

LLC Filing Fee

$110 (LLC)

Major Markets

Atlanta, Augusta, Savannah, Columbus

Key Requirements in Georgia

Moving company license or registration required in Georgia
USDOT number required for interstate moves
Cargo insurance and general liability insurance required
Must provide binding or non-binding estimates to customers
Workers' compensation insurance required in Georgia if you have employees

Best Banks for Moving Companies in Georgia

Compare Georgia's top business banking options for moving companies.

1

Holdings

$0/mo · 1.75% APY

Free business checking with built-in AI accounting, unlimited sub-accounts, and FDIC insurance up to $3M. Available nationwide including Georgia.

Key Features

  • Free business checking
  • Built-in AI bookkeeping
  • Unlimited sub-accounts
  • 1.75% APY on all balances

Pros

  • No fees, no minimums
  • Accounting included free
  • FDIC insured up to $3M

Cons

  • No physical branches
  • No cash deposit
2

Synovus Bank

Regional bank

Best for: moving companies wanting a strong Southeast regional bank

Pros

Georgia-headquartered, strong business banking across the Southeast

Cons

Monthly fees on basic accounts

3

Ameris Bank

Regional bank

Best for: moving companies needing SBA or commercial loans

Pros

Southeast-focused, competitive business lending

Cons

Moderate branch density

4

Community Bankers Trust

Community bank

Best for: moving companies in metro Atlanta

Pros

Local focus, personalized business services

Cons

Very limited branch network

Why Moving Companies in Georgia Choose Holdings

Free Business Checking

No monthly fees, no minimums, no hidden costs. Every dollar stays in your business.

Built-In AI Bookkeeping

Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed.

1.75% APY on Every Dollar

Your operating funds earn interest while they sit. No tiered rates, no caps.

Unlimited Sub-Accounts

Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately.

Moving Companies Banking in Georgia — FAQ

Do I need a license to start a moving company in Georgia?

Yes — Georgia requires moving companies to register with the state (often through the public utilities commission or transportation department) and obtain proper insurance. For interstate moves, you'll also need a USDOT number. Register your LLC ($110) as a first step.

What insurance do moving companies need in Georgia?

Moving companies in Georgia need general liability insurance, cargo/goods-in-transit insurance, commercial auto insurance for trucks, and workers' compensation. Customers' belongings are your responsibility during the move — adequate insurance coverage is critical.

Do moving companies in Georgia need a separate bank account?

Absolutely — moving companies deal with deposits, final payments, fuel costs, truck maintenance, and seasonal labor. A dedicated business account with AI bookkeeping tracks revenue per job and helps manage the seasonal cash flow swings common in the moving industry.

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Ready to open your account?

Holdings offers free banking with 1.75% APY for moving companies in Georgia. Open your account in minutes.

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