Free SAFE Agreement Generator
SAFE Agreement Generator
Generate YC post-money SAFE agreements for free. Step-by-step wizard with plain-English explanations.
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Generate YC-standard post-money SAFE agreements with plain-English explanations for every legal clause. Choose between valuation cap, discount, cap + discount, or MFN structures. See exactly how your SAFE converts at different priced-round valuations. Educational tool for founders — not a substitute for legal counsel.
How to Generate a SAFE Agreement
- 1
Enter company and investor details
Add your company name, investor name, and the agreement date.
- 2
Set investment terms
Enter the investment amount, choose your SAFE type, and set valuation cap and/or discount rate.
- 3
Toggle optional provisions
Enable pro-rata rights or board observer rights if applicable.
- 4
Generate the SAFE
Click generate to see the full agreement with plain-English explanations for each clause.
- 5
Review conversion scenarios
See how the SAFE converts at $5M, $10M, $20M, and $50M priced rounds.
Why Use This SAFE Generator?
YC post-money standard
Based on the industry-standard YC post-money SAFE structure used by thousands of startups.
Plain-English explanations
Every legal clause includes a toggleable plain-English explanation so you understand what you're agreeing to.
Conversion modeling
See how your SAFE converts at different future valuations — shares, price per share, and ownership percentage.
Educational, not legal
Understand the mechanics before you talk to your lawyer. This tool educates — it doesn't replace legal counsel.
Frequently Asked Questions
What is a SAFE?
A Simple Agreement for Future Equity (SAFE) is a fundraising instrument that gives an investor the right to receive equity in a future priced round. Unlike convertible notes, SAFEs have no interest rate or maturity date.
What's the difference between pre-money and post-money SAFEs?
In a post-money SAFE (the YC standard), the valuation cap includes the SAFE investment itself. This means the investor's ownership at conversion is simply their investment divided by the cap. Pre-money SAFEs don't include the SAFE in the cap, making ownership calculation less predictable.
Should I use a valuation cap or discount?
Most seed-stage SAFEs use a valuation cap only. The cap sets a maximum valuation for conversion, protecting the investor if your next round is at a much higher valuation. Discounts (typically 10-20%) are less common but can be combined with caps.
Is this a legally binding document?
No. This is an educational tool that generates a SAFE-format document for learning purposes. Always have a qualified attorney review any investment agreement before signing.
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