Holdings: Top Business Savings Account by NerdWallet

Sep 23, 2024

We are thrilled to announce that Holdings has been recognized by NerdWallet as one of the top business savings accounts for 2025. This acknowledgment highlights our commitment to providing high-yield, secure, and flexible financial solutions for businesses of all sizes as part of our integrated financial platform.

High-Yield Business Account

Our High-Yield Cash Account stands out with an impressive tiered APY structure of up to 2% on balances over $1 million, offering businesses a lucrative opportunity to grow their funds. Our competitive rates are structured to reward businesses with 2%.

With daily interest calculation, businesses maximize their returns every single day. This makes Holdings one of the most attractive options in the market for SMBs looking to access the same financial advantages typically reserved for large corporations.

Security and Flexibility

Holdings is committed to ensuring the security of your funds. Through our partnership with i3 Bank, we deliver a modern banking solution that empowers SMBs while maintaining robust security measures to ensure your funds are protected and easily accessible.

Why Choose Holdings?

Fee-Free Banking: Enjoy unlimited free ACH and wire transactions, with no monthly fees or minimum balance requirements.

All-in-One Financial Platform: Manage your finances seamlessly with free invoicing and bill pay capabilities built directly into the platform.

Integrated Accounting: Access our accounting software with more automation than QuickBooks, with automated reporting tied directly to your banking activity.

Enhanced Security: Virtual cards for enhanced fraud control and spend management, plus mobile wallet integration with Apple Pay and Google Pay.

Coming Soon: Our platform will soon include enhanced accounting/bookkeeping features and improved invoicing and bill pay integration to further streamline your business operations.

Join the Revolution

Holdings is more than a bank—it's a complete financial operating system for SMBs. By combining high-yield banking, free money movement tools, and integrated accounting solutions, we're empowering businesses to earn more on their deposits, manage finances seamlessly in one place, and save time through automation.

We are proud to be at the forefront of financial innovation, offering businesses a reliable and rewarding way to manage their cash reserves. Our recognition by NerdWallet affirms our dedication to delivering exceptional value and service to our clients.

Click here to read more about what Nerdwallet had to say


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.


*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.


§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.