Banking That Pays.

Banking That Pays.

Banking That Pays.

Business Banking, Simplified-
No Fees, No Minimums, High Yields

Business Banking, Simplified-
No Fees, No Minimums, High Yields

Business Banking, Simplified-
No Fees, No Minimums, High Yields

FDIC logo

Banking services and sweep

network provided by Evolve Bank

& Trust and i3 Bank, Members FDIC

SOC Compliant

and reviewed by

3rd party

AICPA logo
Nerdwallet Logo

Named one of the Top

Business Accounts for

2024 by NerdWallet

FDIC logo

Banking services and sweep network provided by Evolve Bank & Trust and i3 Bank, Members FDIC

SOC Compliant and reviewed by 3rd party

AICPA logo
Nerdwallet Logo

Named one of the Top Business Accounts for

2024 by NerdWallet

Clear, upfront banking,
what you see is what you get.

Open Account

Up to 3% APY

Holdings Cash Account

Tiered rates based on your deposits that grow with

your business:


1.5% APY = $50K-$250K

2% APY = $250K-$1M

3% APY = Over $1M

Up to 3% APY

Holdings Cash Account

Tiered rates based on your deposits that grow with

your business:


1.5% APY = $50K-$250K

2% APY = $250K-$1M

3% APY = Over $1M

No monthly fees

No monthly fees

Unlimited transactions

Unlimited transactions

Easy to use digital banking platform

Easy to use digital banking platform

Apply in 10 minutes

Apply in 10 minutes

No minimum balance required

No minimum balance required

No minimum balance required

Apply in 10 mins

No fees

Easy to Use

Unlimited transactions

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Images Movement

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Images Movement

Get 12x the industry average guaranteed by the Federal Deposit Insurance Corporation through our sweep network of 20+ Banks

250 k

Avg Bank

3M

Holdings

Get 12x the industry average guaranteed by the Federal Deposit Insurance Corporation through our sweep network of 20+ Banks

250 k

Avg Bank

3M

Holdings

Get 12x the industry average guaranteed by the Federal Deposit Insurance Corporation through our sweep network of 20+ Banks

250 k

Avg Bank

3M

Holdings

Simplicity of one account, safety of diversified banking

From Our Customers

FAQ

How does the tiered interest structure work?

Is there a cost for money transfers?

Do I need to maintain a minimum balance?

Are there any hidden fees?

How does the Sweep Program provide up to $3M in FDIC insurance?

What statements are provided?

FAQ

How does the tiered interest structure work?

Is there a cost for money transfers?

Do I need to maintain a minimum balance?

Are there any hidden fees?

How does the Sweep Program provide up to $3M in FDIC insurance?

What statements are provided?

FAQ

How does the tiered interest structure work?

Is there a cost for money transfers?

Do I need to maintain a minimum balance?

Are there any hidden fees?

How does the Sweep Program provide up to $3M in FDIC insurance?

What statements are provided?

Maximize your business cash with industry-leading interest rates
Maximize your business cash with industry-leading interest rates
Maximize your business cash with industry-leading interest rates

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here