All the benefits of a high-yield savings account with the flexibility of a checking account - in one simple package
SOC Compliant
and reviewed by
3rd party
Registered Investment
Advisor, registered
with the SEC
Named one of the Top
Business Accounts for
2024 by NerdWallet
Clear, upfront banking,
what you see is what you get.
Open Account
4% APY
Holdings Cash Account
4% APY
Holdings Cash Account
No, seriously, 4% on your entire balance. Earn more on every dollar- competitive yields on all balances
No, seriously, 4% on your entire balance. Earn more on every dollar- competitive yields on all balances
No monthly fees
No monthly fees
No monthly fees
No minimum balance required
No minimum balance required
No minimum balance required
Unlimited transactions
Unlimited transactions
Unlimited transactions
Apply in 10 minutes
Apply in 10 minutes
Apply in 10 minutes
Easy to use digital banking platform
Easy to use digital banking platform
Easy to use digital banking platform
Images Movement
Images Movement
Images Movement
Images Movement
Get 20x the industry average guaranteed by the Federal Deposit Insurance Corporation through our sweep network of 45+ Banks
250 k
Avg Bank
5M
Holdings
Get 20x the industry average guaranteed by the Federal Deposit Insurance Corporation through our sweep network of 45+ Banks
250 k
Avg Bank
5M
Holdings
Get 20x the industry average guaranteed by the Federal Deposit Insurance Corporation through our sweep network of 45+ Banks
250 k
Avg Bank
5M
Holdings
Simplicity of one account, safety of diversified banking
Simplicity of one account, safety of diversified banking
From Our Customers
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Current Customer
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Current Customer
Owner at ecom company
“The interest from my Holdings account pays for my office lease.”
Adam W.
Startup CEO
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Current Customer
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Current Customer
Owner at ecom company
“The interest from my Holdings account pays for my office lease.”
Adam W.
Startup CEO
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Current Customer
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Current Customer
Owner at ecom company
“The interest from my Holdings account pays for my office lease.”
Adam W.
Startup CEO
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Current Customer
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Current Customer
Owner at ecom company
“The interest from my Holdings account pays for my office lease.”
Adam W.
Startup CEO
FAQ
Will the yield change?
What is a sweep network?
How secure is the Holdings platform?
What statements are provided?
FAQ
Will the yield change?
What is a sweep network?
How secure is the Holdings platform?
What statements are provided?
FAQ
Will the yield change?
What is a sweep network?
How secure is the Holdings platform?
What statements are provided?
About us
Account
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved. Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC
Funds deposited in your Holdings account are held by Evolve Bank & Trust, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category. Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here
²Yields, fees, and asset allocations are subject to change. While the fund aims to preserve capital and maintain liquidity, it is not FDIC insured and there can be no assurance that these objectives will be met. Please see the prospectus for full details on risks and investment objectives.
About us
Account
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved. Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC
Funds deposited in your Holdings account are held by Evolve Bank & Trust, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category. Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here
²Yields, fees, and asset allocations are subject to change. While the fund aims to preserve capital and maintain liquidity, it is not FDIC insured and there can be no assurance that these objectives will be met. Please see the prospectus for full details on risks and investment objectives.
About us
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved. Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC
Funds deposited in your Holdings account are held by Evolve Bank & Trust, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category. Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here
²Yields, fees, and asset allocations are subject to change. While the fund aims to preserve capital and maintain liquidity, it is not FDIC insured and there can be no assurance that these objectives will be met. Please see the prospectus for full details on risks and investment objectives.