PNC Bank Fees
RegionalComplete fee breakdown for PNC Bank and how it compares to zero-fee alternatives.
Fee Breakdown
Common Fees
Monthly Maintenance:
$7/month
Overdraft Fee:
$36
ATM Fee (out-of-network):
$3
Wire Transfer:
$30
Minimum Balance:
$500
Annual Cost Calculator
Monthly fees (×12): $84
Overdrafts (2×/year): $72
ATM fees (1×/month): $36
Annual Total:
$192
With Holdings: $0
Pros & Cons
Pros
- ✓ Strong regional presence
- ✓ Virtual Wallet features
- ✓ Business services
Cons
- ✗ Limited to certain regions
- ✗ Monthly fees
- ✗ Overdraft fees
Key Features
Regional presence
Virtual Wallet
Business banking
Business Banking
- • Business checking
- • Business loans
- • Cash management
Compare with Holdings
| Feature | PNC Bank | Holdings |
|---|---|---|
| Monthly Fee | $7 | $0 |
| Overdraft Fee | $36 | $0 |
| ATM Fee | $3 | $0 |
| Wire Transfer Fee | $30 | $0 |
| Minimum Balance | $500 | $0 |
| APY | 0.01% | 1.75% |
| Business Tools | Basic | Full Suite |
| Annual Cost | $192 | $0 |
Ready to Eliminate Banking Fees?
Save $192 per year by switching to Holdings. Zero fees, 1.75% APY, and built-in business tools.