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Banking disclosures

Business Deposit Agreement
Consumer Deposit Agreement
Business Deposit Disclosures
Consumer Deposit Disclosures
Sweep Program
Business Cardholder Agr.
Consumer Debit Agr.

*

Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

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No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

†

Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Deposits are insured up to $3 million total through a combination of i3 Bank, Member FDIC, and additional program banks. Each account is separately insured up to $250,000 per account holder per bank. Holdings accounts are subject to approval. Terms and conditions apply.

© 2026 Holdings, Inc. All rights reserved.