Your books do themselves.
Holdings categorizes your transactions, reconciles your accounts, and keeps your reports current. You just review.
$25/mo with free banking included — no fees, 1.75% APY.
What Holdings bookkeeping does for you
More than just data entry — automation that keeps your books clean
Bank Reconciliation
Reconcile all your accounts to ensure accuracy and catch discrepancies early — with tools that do the matching for you.
Auto-Categorization
Machine learning categorizes transactions as they arrive. Review, adjust, and create custom rules that match your chart of accounts.
Tax Preparation Support
Year-end reports and documentation ready for your CPA or tax preparer.
Smart Rules
Teach Holdings once and it applies your decisions to similar transactions automatically — the repetitive work disappears.
How it works
From connecting accounts to clean reports — here's what to expect
Connect your accounts
Link your Holdings banking and any external bank or credit card accounts. Transactions flow in automatically.
Holdings learns your books
Auto-categorization suggests categories from day one. Review, adjust, and create rules — Holdings gets smarter with every decision.
Books stay current
Transactions are categorized as they arrive, accounts reconcile with built-in matching, and your P&L, Balance Sheet, and Cash Flow are always up to date.
You review and share
Approve what Holdings suggests, generate reports for your board or CPA, and grant read-only access at tax time.
Simple, transparent pricing
Bookkeeping is built into the Software plan — $25/mo, or $240/yr billed annually (save 20%). Every new subscription starts with a 30-day free trial.
One plan, one price — no revenue-based tiers, no surprises
Software plan
$25/mo
Verified 501(c)(3) nonprofits
$0/mo
Everything included:
Free banking included. No hidden fees.
"Application was easy, smooth, and fast. Enjoying the simple user interface and looking forward to exploring even more."
— Verified Customer, Trustpilot Review
4.8/5
Trustpilot rating
Always current
Books that keep themselves up to date
$25/mo
Software plan — free banking included
Frequently asked questions
Straight answers about bookkeeping in Holdings
How does bookkeeping work in Holdings?
Holdings auto-categorizes your transactions with machine learning, reconciles accounts, and keeps tax-ready financial statements — Profit & Loss, Balance Sheet, and Cash Flow — current. You review and approve instead of building books by hand.
How much does bookkeeping cost?
Bookkeeping is built into the Software plan at $25/mo, with a 30-day free trial to start — categorization, smart rules, reconciliation, and tax-ready reports included. Banking and invoicing are free at $0/mo.
Does Holdings bookkeeping work for nonprofits?
Yes. Nonprofits get purpose-built Fund Accounting at the same $25/mo — restricted fund tracking, grant tracking, and board-ready reports. Verified 501(c)(3)s also get a free public profile and directory listing.
What if I already use QuickBooks or Xero?
Holdings has native QuickBooks integration and works with Xero and other major accounting software. You can sync, import, or export your data — whatever fits your workflow.
Do I need accounting experience?
No. Holdings suggests categories automatically, flags anything unusual, and asks when it's unsure. You can review everything in plain language — no debits-and-credits degree required.
When will my books be ready each month?
Your books stay current as transactions come in. Auto-categorization and reconciliation tools mean month-end is a review, not a project — P&L, Balance Sheet, and Cash Flow statements are ready when you are.
Can I catch up if I'm behind on my books?
Yes. Connect your accounts, import historical transactions, and use bulk categorization to work through the backlog quickly. Smart rules apply your decisions across similar transactions automatically.
Does this replace my accounting software?
Yes — bookkeeping lives inside Holdings' built-in accounting platform. Your banking, transactions, and books stay in one place, so there are no sync errors or broken bank feeds.
Is there a contract or minimum commitment?
No contracts. Cancel anytime. Your free Holdings tools and banking stay active even if you downgrade from the Software plan.
Can my CPA access the books?
Yes. You can grant read-only access to your CPA or tax preparer so they can pull reports and review your books directly — no manual exports needed.
Get your books caught up
Behind on your bookkeeping? Import historical transactions and work through the backlog fast with bulk categorization and smart rules.
Connect your accounts, import past months, and let auto-categorization handle the heavy lifting. Most businesses are current within days, not weeks.
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