Wells Fargo Fees
TraditionalComplete fee breakdown for Wells Fargo and how it compares to zero-fee alternatives.
Fee Breakdown
Common Fees
Monthly Maintenance:
$10/month
Overdraft Fee:
$35
ATM Fee (out-of-network):
$2.5
Wire Transfer:
$20
Minimum Balance:
$500
Annual Cost Calculator
Monthly fees (×12): $120
Overdrafts (2×/year): $70
ATM fees (1×/month): $30
Annual Total:
$220
With Holdings: $0
Pros & Cons
Pros
- ✓ Large branch network
- ✓ Lower minimum balance
- ✓ Business services
Cons
- ✗ Monthly fees
- ✗ Overdraft fees
- ✗ Customer service issues
Key Features
13,000+ ATMs
4,900+ branches
Online banking
Business Banking
- • Business checking
- • Payroll services
- • Business credit cards
Compare with Holdings
| Feature | Wells Fargo | Holdings |
|---|---|---|
| Monthly Fee | $10 | $0 |
| Overdraft Fee | $35 | $0 |
| ATM Fee | $2.5 | $0 |
| Wire Transfer Fee | $20 | $0 |
| Minimum Balance | $500 | $0 |
| APY | 0.01% | 1.75% |
| Business Tools | Basic | Full Suite |
| Annual Cost | $220 | $0 |
Ready to Eliminate Banking Fees?
Save $220 per year by switching to Holdings. Zero fees, 1.75% APY, and built-in business tools.