Regions Bank Fees
RegionalComplete fee breakdown for Regions Bank and how it compares to zero-fee alternatives.
Fee Breakdown
Common Fees
Monthly Maintenance:
$8/month
Overdraft Fee:
$36
ATM Fee (out-of-network):
$3
Wire Transfer:
$25
Minimum Balance:
$1500
Annual Cost Calculator
Monthly fees (×12): $96
Overdrafts (2×/year): $72
ATM fees (1×/month): $36
Annual Total:
$204
With Holdings: $0
Pros & Cons
Pros
- ✓ Strong Southeast presence
- ✓ Business services
- ✓ Local relationships
Cons
- ✗ Regional limitations
- ✗ High minimum balance
- ✗ Monthly fees
Key Features
Southeast presence
Business banking
Personal banking
Business Banking
- • Business checking
- • Business loans
- • Treasury management
Compare with Holdings
| Feature | Regions Bank | Holdings |
|---|---|---|
| Monthly Fee | $8 | $0 |
| Overdraft Fee | $36 | $0 |
| ATM Fee | $3 | $0 |
| Wire Transfer Fee | $25 | $0 |
| Minimum Balance | $1500 | $0 |
| APY | 0.01% | 1.75% |
| Business Tools | Basic | Full Suite |
| Annual Cost | $204 | $0 |
Ready to Eliminate Banking Fees?
Save $204 per year by switching to Holdings. Zero fees, 1.75% APY, and built-in business tools.