Skip to main content
Holdings
Business Bank

Mercury Fees

Mercury offers free business checking with no monthly fees — but no APY on checking, no AI bookkeeping, and FDIC coverage tops out at $5M through part

Fee Breakdown

Free
Monthly Fee
Free
ATM Fee
Free
Domestic Wire
Free
International Wire
$0
Overdraft Fee
N/A
Foreign Tx Fee

💡 Fee waiver: None

Details

ATM NetworkBank ATMs
APY0.00%
Free Checks❌
Mobile Deposit✅
Zelle✅

✅ Pros

  • • Established business bank
  • • Modern banking features

❌ Cons

  • • Limited branch access

Mercury vs Holdings

FeeMercuryHoldings
Monthly Fee Free Free
ATM Fee Free Free
Domestic Wire Free Free
Overdraft $0 $0
Foreign Tx N/A 0%

Compare Other Banks

Associated Bank $12/mo Axos Bank Free Azlo Free Bank of America $16/mo Bluevine Free BMO $10/mo

Related Resources

Routing #Mercury Routing NumbersGlossaryACH (Automated Clearing House)GlossaryACH (Automated Clearing House)GlossaryAPY (Annual Percentage Yield)SWIFTInternational Wire Transfer (SWIFT) Codes

Ready to stop paying bank fees?

Holdings: $0 monthly, $0 ATM, $0 wires, $0 overdraft. Plus bookkeeping and ops built in.

Get Started →