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Holdings
Online Bank

Axos Bank Fees

Axos Bank offers no-fee business checking, but charges for wires and lacks AI bookkeeping — Holdings matches the free checking and adds free wires, hi

Fee Breakdown

Free
Monthly Fee
Free
ATM Fee
$15
Domestic Wire
Free
International Wire
$25
Overdraft Fee
N/A
Foreign Tx Fee

💡 Fee waiver: None

Details

ATM NetworkBank ATMs
APY0.00%
Free Checks❌
Mobile Deposit✅
Zelle✅

✅ Pros

  • • Established online bank
  • • Modern banking features

❌ Cons

  • • Limited branch access

Axos Bank vs Holdings

FeeAxos BankHoldings
Monthly Fee Free Free
ATM Fee Free Free
Domestic Wire $15 Free
Overdraft $25 $0
Foreign Tx N/A 0%

Compare Other Banks

Associated Bank $12/mo Azlo Free Bank of America $16/mo Bluevine Free BMO $10/mo Brex $12/mo

Related Resources

Routing #Axos Bank Routing NumbersGlossaryACH (Automated Clearing House)GlossaryACH (Automated Clearing House)GlossaryAPY (Annual Percentage Yield)SWIFTInternational Wire Transfer (SWIFT) Codes

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Holdings: $0 monthly, $0 ATM, $0 wires, $0 overdraft. Plus bookkeeping and ops built in.

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