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KeyBank Fees

KeyBank charges $12/mo for basic business checking with a $1,500 minimum to waive. Holdings charges $0 — no minimums, no catches.

Fee Breakdown

$12/mo
Monthly Fee
Free
ATM Fee
$15
Domestic Wire
Free
International Wire
$20
Overdraft Fee
N/A
Foreign Tx Fee

💡 Fee waiver: None

Details

ATM NetworkBank ATMs
APY0.01%
Free Checks
Mobile Deposit
Zelle

✅ Pros

  • • Established big bank
  • • Wide branch network

❌ Cons

  • • Monthly fees may apply

KeyBank vs Holdings

FeeKeyBankHoldings
Monthly Fee $12 Free
ATM Fee Free Free
Domestic Wire $15 Free
Overdraft $20 $0
Foreign Tx N/A 0%

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Holdings: $0 monthly, $0 ATM, $0 wires, $0 overdraft. Plus bookkeeping and ops built in.

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