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Big Bank

Huntington Bank Fees

Huntington offers a free basic business checking option — but with strict limits. Holdings is free with 1.75% APY, unlimited transactions, and AI book

Fee Breakdown

Free
Monthly Fee
Free
ATM Fee
$15
Domestic Wire
Free
International Wire
$15
Overdraft Fee
N/A
Foreign Tx Fee

💡 Fee waiver: None

Details

ATM NetworkBank ATMs
APY0.00%
Free Checks
Mobile Deposit
Zelle

✅ Pros

  • • Established big bank
  • • Wide branch network

❌ Cons

  • • Limited branch access

Huntington Bank vs Holdings

FeeHuntington BankHoldings
Monthly Fee Free Free
ATM Fee Free Free
Domestic Wire $15 Free
Overdraft $15 $0
Foreign Tx N/A 0%

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Holdings: $0 monthly, $0 ATM, $0 wires, $0 overdraft. Plus bookkeeping and ops built in.

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