Holdings Fees
Business-FirstComplete fee breakdown for Holdings and how it compares to zero-fee alternatives.
Fee Breakdown
Common Fees
Monthly Maintenance:
$0/month
Overdraft Fee:
$0
ATM Fee (out-of-network):
$0
Wire Transfer:
$0
Minimum Balance:
$0
Annual Cost Calculator
Monthly fees (×12): $0
Overdrafts (2×/year): $0
ATM fees (1×/month): $0
Annual Total:
$0
With Holdings: $0
Pros & Cons
Pros
- ✓ Zero fees
- ✓ High APY
- ✓ Built-in business tools
- ✓ Real-time accounting
Cons
- ✗ Newer bank
- ✗ Limited branch network
- ✗ Business-focused
Key Features
No fees
1.75% APY
Built-in tools
Real-time bookkeeping
Business Banking
- • Free business checking
- • Built-in P&L
- • Invoice tools
- • Expense tracking
- • Tax estimates
Compare with Holdings
| Feature | Holdings | Holdings |
|---|---|---|
| Monthly Fee | $0 | $0 |
| Overdraft Fee | $0 | $0 |
| ATM Fee | $0 | $0 |
| Wire Transfer Fee | $0 | $0 |
| Minimum Balance | $0 | $0 |
| APY | 0.01% | 1.75% |
| Business Tools | Basic | Full Suite |
| Annual Cost | $0 | $0 |
Ready to Eliminate Banking Fees?
Join thousands who've eliminated banking fees with Holdings. Zero fees, 1.75% APY, and built-in business tools.