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Business Bank

Heartland Bank Fees

Heartland Bank charges $8/mo for basic business checking with a 150-transaction limit. Holdings charges $0 with unlimited transactions and 1.75% APY.

Fee Breakdown

$8/mo
Monthly Fee
Free
ATM Fee
$10
Domestic Wire
Free
International Wire
$30
Overdraft Fee
N/A
Foreign Tx Fee

💡 Fee waiver: None

Details

ATM NetworkBank ATMs
APY0.01%
Free Checks
Mobile Deposit
Zelle

✅ Pros

  • • Established business bank
  • • Modern banking features

❌ Cons

  • • Monthly fees may apply

Heartland Bank vs Holdings

FeeHeartland BankHoldings
Monthly Fee $8 Free
ATM Fee Free Free
Domestic Wire $10 Free
Overdraft $30 $0
Foreign Tx N/A 0%

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Holdings: $0 monthly, $0 ATM, $0 wires, $0 overdraft. Plus bookkeeping and ops built in.

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