How much is church accounting software?

$25/mo (or $240/yr), with a 30-day free trial. That includes full fund accounting, auto-categorization, bank reconciliation, and reports like the Statement of Activities. Banking and online giving pages are free.

Does it do real fund accounting?

Yes. Track designated and undesignated giving by fund — general, building, missions, benevolence, and any fund you create — so restricted dollars stay accounted for and each fund balance is always current.

Is there a free option for a small church?

Banking and online giving pages are free. Full fund accounting is $25/mo with a 30-day free trial — far less than legacy church accounting suites, and it’s built into your account so gifts are already in your books.

Can we produce reports for the board?

Yes — a Statement of Activities and fund-balance reports are available on demand, so board packets come together in minutes instead of a night of spreadsheet work.

Can our treasurer or CPA access the books?

Yes. Grant read-only access so your treasurer, bookkeeper, or CPA pulls reports directly, or export to QuickBooks/Xero/CSV anytime.

Accounting for Churches

Church accounting software with fund accounting built in.

Churches don’t have one pot of money — they have a general fund, a building fund, missions, benevolence, and every designated gift in between. Holdings tracks giving and spending by fund automatically, so designated dollars are always accounted for and the board sees exactly where money went.

Banking and giving pages are free. Accounting is $25/mo (30-day free trial) — and because it’s built into your account, every gift you receive is already in your books, tagged to its fund. No manual books, no month-end scramble before the board meeting.

Start your 30-day free trial See pricing →

^*Free business checking · online giving · accounting $25/mo

Before → After Holdings

Designated gifts get mixed into the general fund

Every gift is tagged to its fund as it arrives, so restricted money is never spent by accident.

Fund balances live in a spreadsheet nobody trusts

Real fund accounting keeps each fund’s balance current and reconciled — no parallel spreadsheet.

The board wants a clear financial picture every month

Produce a Statement of Activities and fund-balance report on demand for board packets.

Year-end and giving statements are a manual grind

Categorized books make annual reports and donor giving statements straightforward instead of a January project.

Real fund accounting — without the bookkeeping degree.

Holdings accounting lives inside your church’s bank account. Every gift and expense categorizes itself by fund as it happens, and each fund’s balance stays current — so your treasurer or admin isn’t reconstructing the year before the annual meeting.

Simpler and cheaper than legacy church software, with native QuickBooks export and read-only access for your treasurer, bookkeeper, or CPA when they need the books.

By fund, automatically

General, building, missions, benevolence — every gift and expense tagged to its fund.

Statement of Activities

The nonprofit income statement your board expects, on demand.

Giving statements

Categorized books make donor giving statements and year-end reporting easy.

Frequently asked questions

Put your church’s books on autopilot — by fund.

Free banking + online giving. Fund accounting $25/mo with a 30-day free trial — always current, always board-ready.

Start your 30-day free trial See pricing →

Explore More

Fund Accounting Overview

Online Donation Pages

Accounting for Nonprofits

Tool

Free Donation Receipt Generator

Generate tax-deductible donation receipts.

Product

Pricing

Transparent pricing with zero hidden fees.