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One platform for business banking, accounting, and bookkeeping — with 1.75% APY and zero monthly fees.

Free Business Banking, Accounting & Bookkeeping PlatformBanking | Accounting | Bookkeeping | Cards | Personal | Pricing | About | Team | Press | Careers | Contact | Security | Solutions: Nonprofits | Solutions: Professional Services | Help Center | Resources | Status | Privacy Policy | Terms of Service | Cookie Policy | Electronic Disclosures | Referral Terms | AccessibilityGetting Started | Managing Money | Team & Access | Cards & Spending | Accounting & Bookkeeping | Advanced Features | Account Changes | Understanding Holdings | Security & Account Protection | Account Management | Fees, Limits & Pricing | Support & ContactNerdWallet Names Holdings a Top Savings Account | CFO Tech Outlook: Top Fintech Provider | Jason Garcia Named to Utah's Founder 100 | CEO Jason Garcia on EOFire: Why We Built Holdings | Jason Garcia on Distro's No Instructions PodThe Complete Guide to Nonprofit Banking in 2026 | Why Nonprofits Should Ditch Spreadsheets for Real Accounting Software | How to Switch Business Banks Without Missing a Beat | Your Business Checking Account Should Be Earning Interest. Here's Why It Probably Isn't. | Cash Flow Management for Professional Services Firms | Accounting Essentials Every Consulting Firm Should Master | The Complete Guide to Business Expense Categories | FDIC Insurance Explained: What Business Owners Actually Need to Know | Bookkeeping vs. Accounting: What Your Business Actually Needs | Banking for Law Firms: Trust Accounts, Compliance, and Modern Solutions | Nonprofit Accounting Software: Complete 2026 Guide | Nonprofit Bookkeeping Services: What to Know Before You Hire | Nonprofit Bookkeeping Pricing: What to Expect in 2026 | Nonprofit Accounting Software Comparison: Top Options Reviewed | Fund Accounting Software for Nonprofits: A Practical Guide | Best Free Nonprofit Accounting Software in 2026 | Cloud Accounting Software for Nonprofits: Why It Matters | Nonprofit Bank Accounts: Requirements and Best Options | Nonprofit Bank Account Requirements: Step-by-Step Checklist | Best Bank Accounts for Small Nonprofits in 2026 | How to Switch Your Nonprofit Bank Account Safely | How to Set Up Multiple Bank Accounts for Nonprofit Programs | Multi-Entity Accounting Software: Guide for Firms with Multiple Entities | Accounting Software for Professional Services Firms | Best Accounting Software for Professional Services in 2026 | How to Manage Books Across Multiple LLCs | How to Structure Accounts for Firms That Handle Client Funds | Multi-Entity Accounting for Nonprofits with Programs and Grants | How to Switch Your Business Bank Account Without Breaking Anything | Business Bank Account Switching Checklist | How to Move Recurring Payments to a New Bank Account | How to Close Your Old Business Bank Account Safely | How Switching Banks Works for Nonprofits | How Switching Banks Works for Professional Services Firms | Needs Beyond Medicine: What Cancer Costs Beyond the Hospital Bill | VineCorps: Building Second Homes for Young People in Prince George's County | NEDA: Fighting the Second Most Deadly Mental Health Condition in America | Utah Nonprofits Association: The Organization That Strengthens Every Other Organization | Income to Support All Foundation: Rethinking How We Share Prosperity