Zero-Fee SMB Banking: High APY & Integrated Financial Tools

We’re thrilled to announce a new partnership that’s all about rewarding your hustle. Holdings has teamed up with Startup Grind to help business owners like you get more from your money—starting with a $500 cashback offer just for joining us!
What’s the Deal?
Startup Grind members who open a new Holdings business account can earn $500 cashback. Here’s how it works:
Deposit & Hold: Open your account and deposit at least $1,000. Keep that balance for at least 30 days.
Spend & Earn: Use your Holdings virtual or physical card to spend $500 within the first 60 days.
Get Rewarded: Once you’ve met both requirements, we’ll drop $500 cashback right into your account—no hoops, no hidden fees, just perks for being a good customer23.
Why Holdings?
Let’s face it: traditional banks love their fees and tiny interest rates. Holdings flips the script with:
Zero banking fees—ever.
Up to 3.0% APY on your balance (that’s real money back, not pennies).
Integrated accounting & bookkeeping—ditch the spreadsheets and save hours every month.
Virtual cards, mobile deposits, and wallet integration for true flexibility.
Up to $3M FDIC insurance for peace of mind.
We’re not just a bank. We’re your financial sidekick, built for business owners who want to earn more and stress less.
How Does This Help Your Business?
Boost your cash flow with $500 cashback—use it for supplies, marketing, or just a well-deserved treat for your team.
Earn more on your balance while your money sits in the account, instead of collecting dust at a traditional bank.
Save time with all-in-one financial tools that automate the boring stuff, so you can focus on growth.
Ready to Get Started?
This offer is exclusive to Startup Grind members and available for a limited time. If you’ve got questions, our team replies in minutes—not days—because we know your time is valuable1.
Open your Holdings account today and turn your business banking into a growth engine!
Learn more about the global startup community at Startup Grind
Banking that pays you back—because your business deserves better. That’s the Holdings difference.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here