Zero-Fee SMB Banking: High APY & Integrated Financial Tools

We’re thrilled to announce a new partnership that’s all about rewarding your hustle. Holdings has teamed up with Startup Grind to help business owners like you get more from your money—starting with a $500 cashback offer just for joining us!

What’s the Deal?

Startup Grind members who open a new Holdings business account can earn $500 cashback. Here’s how it works:

  • Deposit & Hold: Open your account and deposit at least $1,000. Keep that balance for at least 30 days.

  • Spend & Earn: Use your Holdings virtual or physical card to spend $500 within the first 60 days.

  • Get Rewarded: Once you’ve met both requirements, we’ll drop $500 cashback right into your account—no hoops, no hidden fees, just perks for being a good customer23.

Why Holdings?

Let’s face it: traditional banks love their fees and tiny interest rates. Holdings flips the script with:

  • Zero banking fees—ever.

  • Up to 3.0% APY on your balance (that’s real money back, not pennies).

  • Integrated accounting & bookkeeping—ditch the spreadsheets and save hours every month.

  • Virtual cards, mobile deposits, and wallet integration for true flexibility.

  • Up to $3M FDIC insurance for peace of mind.

We’re not just a bank. We’re your financial sidekick, built for business owners who want to earn more and stress less.

How Does This Help Your Business?

  • Boost your cash flow with $500 cashback—use it for supplies, marketing, or just a well-deserved treat for your team.

  • Earn more on your balance while your money sits in the account, instead of collecting dust at a traditional bank.

  • Save time with all-in-one financial tools that automate the boring stuff, so you can focus on growth.

Ready to Get Started?

This offer is exclusive to Startup Grind members and available for a limited time. If you’ve got questions, our team replies in minutes—not days—because we know your time is valuable1.

Open your Holdings account today and turn your business banking into a growth engine!

Learn more about the global startup community at Startup Grind

Banking that pays you back—because your business deserves better. That’s the Holdings difference.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here