Comparisons

You're overpaying. Here's the proof.

Side-by-side breakdowns of what you're paying now vs. what you'd pay with Holdings. Spoiler: it's $0.

How we compare

Holdings stands alone

The only platform combining banking and accounting for your business.

Banking + AccountingBasic BankingBuilt for Specific OrgsBuilt for EveryoneBanking + Accounting
for specific orgsBanking + Accounting
for everyoneBanking only
for specific orgsBanking only
for everyone

The only platform combining banking, cards, and accounting — for freelancers, nonprofits, startups, and every business in between.

Business banking for startups. No accounting tools.

Compare with Holdings

Simple business banking with budgeting features.

Compare with Holdings

Business checking and lending for small businesses.

Compare with Holdings

Corporate cards and spend management for startups and enterprises.

Compare with Holdings

Corporate cards with spend management automation.

Compare with Holdings

Traditional big bank. Business banking with legacy systems.

Compare with Holdings

Traditional bank with general business accounts.

Compare with Holdings

Premium business cards and banking services.

Compare with Holdings

Banking for tech and VC-backed companies.

Compare with Holdings

Accounting software for all businesses. No native banking.

Compare with Holdings

Cloud accounting for all businesses. No native banking.

Compare with Holdings

Accounting and fund management built specifically for nonprofits and churches.

Compare with Holdings

All-in-one nonprofit management — CRM, donations, accounting.

Compare with Holdings

Hover a competitor to compare · Each dot links to a full comparison

Only in our quadrant

Holdings

Banking + AccountingAll Business TypesCardsBookkeeping

The only platform combining banking, cards, and accounting — for freelancers, nonprofits, startups, and every business in between.

General Banking

9

Business banking for startups. No accounting tools.

Simple business banking with budgeting features.

Business checking and lending for small businesses.

Corporate cards and spend management for startups and enterprises.

Corporate cards with spend management automation.

Traditional big bank. Business banking with legacy systems.

Traditional bank with general business accounts.

Premium business cards and banking services.

Banking for tech and VC-backed companies.

Accounting Only

2

Accounting software for all businesses. No native banking.

Cloud accounting for all businesses. No native banking.

Built for Specific Orgs

2

Accounting and fund management built specifically for nonprofits and churches.

All-in-one nonprofit management — CRM, donations, accounting.

Ready to see why businesses are switching?

Open a free account

By Industry

Best Banks by Industry

Side-by-side bank comparisons tailored to what your industry needs most.

Nonprofit Banking

Best Banks for Nonprofits

Fund tracking, grant management, and FDIC coverage compared.

Compare 6 banks →

Freelancer Banking

Best Banks for Freelancers

Tax tools, invoicing, APY, and expense tracking compared.

Compare 7 banks →

E-Commerce Banking

Best Banks for E-Commerce

Stripe, Shopify and Amazon integration compared.

Compare 7 banks →

Best Banks for Churches

Fund tracking, donation integration, and sub-accounts compared.

Compare 6 banks →

Head to Head

Holdings vs. the Competition

Detailed 1-on-1 comparisons with every major business bank and accounting platform.

Chase

Business banking

Bank of America

Business banking

Wells Fargo

Business banking

Mercury

Startup banking

Bluevine

Online banking

Relay

Online banking

Novo

Online banking

Brex

Startup banking

Capital One

Business banking

PNC

Business banking

US Bank

Business banking

Axos Bank

Online banking

SVB

Innovation banking

Found

Freelancer banking

Lili

Freelancer banking

NorthOne

Small business banking

Amex Business

Business checking

QuickBooks

Accounting platform

FreshBooks

Accounting platform

Xero

Accounting platform

Wave

Accounting platform

Bench

Bookkeeping service

Crowded

Nonprofit banking

Aplos

Nonprofit accounting

Mercury vs Novo

Startup vs freelancer

Wave vs QuickBooks

Free vs paid accounting

QuickBooks vs Wave

Accounting showdown

Mercury vs Relay

Online banking face-off

Springly

Nonprofit management

Find the Best Bank in Your State

Click any state to see our full banking comparison guide.

By State

Best Banks by State

State-by-state comparisons with local banks, credit unions, fees, and nonprofit banking requirements.

Alabama

8 banks compared

Alaska

8 banks compared

Arizona

8 banks compared

Arkansas

8 banks compared

California

8 banks compared

Colorado

8 banks compared

Connecticut

8 banks compared

Delaware

8 banks compared

Florida

8 banks compared

Georgia

8 banks compared

Hawaii

8 banks compared

Idaho

8 banks compared

Illinois

8 banks compared

Indiana

8 banks compared

Iowa

8 banks compared

Kansas

8 banks compared

Kentucky

8 banks compared

Louisiana

8 banks compared

Maine

8 banks compared

Maryland

8 banks compared

Massachusetts

8 banks compared

Michigan

8 banks compared

Minnesota

8 banks compared

Mississippi

8 banks compared

Missouri

8 banks compared

Montana

8 banks compared

Nebraska

8 banks compared

Nevada

8 banks compared

New Hampshire

8 banks compared

New Jersey

8 banks compared

New Mexico

8 banks compared

New York

8 banks compared

North Carolina

8 banks compared

North Dakota

8 banks compared

Ohio

8 banks compared

Oklahoma

8 banks compared

Oregon

8 banks compared

Pennsylvania

8 banks compared

Rhode Island

8 banks compared

South Carolina

8 banks compared

South Dakota

8 banks compared

Tennessee

8 banks compared

Texas

8 banks compared

Utah

8 banks compared

Vermont

8 banks compared

Virginia

8 banks compared

Washington

8 banks compared

Washington, D.C.

8 banks compared

West Virginia

8 banks compared

Wisconsin

8 banks compared

Wyoming

8 banks compared

Ready to switch?

Open a free Holdings account in minutes. Zero fees, 1.75% APY, and built-in accounting.

Get started free Calculate Your Savings

Disclosures

Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Deposits are insured up to $3 million total through a combination of i3 Bank, Member FDIC, and additional program banks. Each account is separately insured up to $250,000 per account holder per bank. Holdings accounts are subject to approval. Terms and conditions apply.