What is a Trace Number?

A trace number, specifically an IMAD/OMAD number, tracks wire transfers. This unique identifier helps investigate and monitor the status of your transfer.

How to Use a Trace Number

To trace a wire transfer, request the IMAD/OMAD number from the originating bank. This number looks like YYYYMMDDXXXXXXXX012345.

Information Needed for Tracing a Deposit

To initiate a trace, provide the following details:

Sender Details:

  • Name of sender

  • Bank the deposit was sent from

  • Sender’s Routing Number

  • Sender’s Account Number

Transaction Details:

  • Amount Sent

  • Date Sent

  • Type of Transfer (Wire or ACH)

  • Trace Number or IMAD/OMAD Number

Recipient Details:

  • Name of receiver

  • Routing number

  • Account number

Providing complete information allows us to start the investigation process promptly.

Receiving International Wires

Holdings supports receiving international wires through the SWIFT network but does not offer to send them. Before proceeding, ensure the sending country is eligible.

For further assistance, please get in touch with Holdings support.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved. Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC

Funds deposited in your Holdings account are held by Evolve Bank & Trust, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category. Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here


²Yields, fees, and asset allocations are subject to change. While the fund aims to preserve capital and maintain liquidity, it is not FDIC insured and there can be no assurance that these objectives will be met. Please see the prospectus for full details on risks and investment objectives.