About Holdings

We believe that business banking should be the easiest part of running your business. That's why we built a modern, simple platform that allows you to keep your money in one place- and get yield, on all of it.

Why We Started Holdings

After years in the trenches at companies like Goldman Sachs, KPMG, Divvy, SVB, Clearco, and Mercury, we saw firsthand how traditional banking was failing businesses. We knew there had to be a better way.

Why We Started Holdings

After years in the trenches at companies like Goldman Sachs, KPMG, Divvy, SVB, Clearco, and Mercury, we saw firsthand how traditional banking was failing businesses. We knew there had to be a better way.

Why We Started Holdings

After years in the trenches at companies like Goldman Sachs, KPMG, Divvy, SVB, Clearco, and Mercury, we saw firsthand how traditional banking was failing businesses. We knew there had to be a better way.

What Sets Us Apart

What Sets Us Apart

Industry-Leading APY: Earn 2% on all your cash, no strings attached.

Simplified Experience: A clean, easy-to-use interface that puts you in control.

Customer-First Approach: We prioritize your profits over our own.

What Sets Us Apart

Industry-Leading APY: Earn 2% on all your cash, no strings attached.

Simplified Experience: A clean, easy-to-use interface that puts you in control.

Customer-First Approach: We prioritize your profits over our own.

Our Mission

We're here to empower businesses with financial tools that work as hard as they do.

with financial tools that work as hard as they do.
We're here to empower businesses

We're here to empower businesses with financial tools that work as hard as they do.

Break Up With Your Bank.
Break Up With Your Bank.
Break Up With Your Bank.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here


†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.