Maximize Business Efficiency with Holdings Cards: Fee-Free Access at Allpoint ATMs"

Holdings cards, paired with the extensive Allpoint ATM network, offer businesses an unparalleled advantage for managing cash flow. With over 55,000 surcharge-free ATMs globally and the ability to make both withdrawals and deposits at select Allpoint+ locations, businesses can streamline their financial operations without incurring additional fees. Below, we’ll explore how this functionality works and why it’s valuable for businesses.

How to Use Fee-Free Allpoint ATMs

1. Locate an Allpoint ATM

• Use the Allpoint ATM locator or download the Allpoint app to find nearby surcharge-free ATMs.

• Allpoint ATMs are conveniently located in popular retail stores such as CVS, Walgreens, Target, and Circle K.

2. Withdraw Cash Without Fees

• Holdings cards can be used at any Allpoint ATM for cash withdrawals without incurring fees.

• The withdrawal limit is $400 per transaction, ensuring flexibility for business needs.

3. Deposit Cash at Allpoint+ ATMs

• At select Allpoint+ locations, businesses can deposit cash directly into their Holdings account.

• Deposits are limited to $1,000 per transaction, with daily limits set at the account level.

4. Avoid Fees at Non-Allpoint ATMs

• While Holdings cards are compatible with other ATM networks (Visa, Plus, Interlink, Accel), non-Allpoint ATMs will charge fees that vary by operator. To avoid these charges, always use an Allpoint ATM marked with the green logo.

Why Fee-Free ATM Access Is Valuable for Businesses

1. Cost Savings

ATM fees typically range from $2 to $5 per transaction at non-Allpoint locations—costs that can quickly add up for businesses requiring frequent cash access. By using Allpoint ATMs, businesses eliminate these surcharges entirely.

2. Convenience and Accessibility

With over 55,000 ATMs globally (including 41,000 in the U.S.), Allpoint ensures that cash is always within reach. Retail locations like CVS and Target make it easy to access funds while shopping or running errands.

3. Simplified Cash Management

The ability to deposit cash at Allpoint+ ATMs eliminates the need for trips to a bank branch, saving time and effort for busy business owners or team members.

4. Enhanced Security

Using a trusted network like Allpoint reduces exposure to unreliable or high-fee ATM operators while ensuring secure transactions.

Best Practices for Businesses Using Holdings Cards at Allpoint ATMs

1. Plan Deposits Strategically: Use Allpoint+ ATMs for cash deposits when handling large sums of money from sales or events—up to $1,000 per transaction.

2. Monitor Withdrawal Limits: Ensure employees are aware of the $400 withdrawal limit per transaction and plan accordingly for larger cash needs.

3. Educate Team Members: Train employees on how to identify surcharge-free Allpoint ATMs using the locator tool or app to avoid unnecessary fees.

4. Leverage Retail Convenience: Incorporate ATM visits into routine errands by choosing retail locations like CVS or Walgreens that host Allpoint ATMs.

5. Track Transactions in Real-Time: Use Holdings’ dashboard to monitor withdrawals and deposits made by team members for better financial oversight.

Real-World Example

A catering business could use Holdings cards and fee-free Allpoint ATMs to streamline operations:

• Team members withdraw cash from an Allpoint ATM at Walgreens before purchasing supplies for events without incurring fees.

• After events, cash payments from clients are deposited directly into the company’s account via an Allpoint+ ATM at CVS Pharmacy, eliminating trips to a bank branch.

This setup saves time while keeping expenses predictable and manageable.

Final Thoughts

Holdings cards combined with the surcharge-free Allpoint ATM network provide businesses with a cost-effective solution for managing cash flow efficiently. Whether withdrawing funds or depositing revenue, this partnership eliminates unnecessary fees while offering unmatched convenience and accessibility across thousands of retail locations worldwide. Start leveraging fee-free access today!