What kind of interest does Holdings offer?

You’ll earn a straightforward 2% APY on all eligible balances—no hoops to jump through.

Are there any fees for sending money?

Nope. We provide unlimited free ACH and domestic wire transfers, so you can move your money without worrying about surprise charges.

Is there a minimum balance I need to keep?

No minimums here! Keep as much or as little in your account as you want—your funds, your rules.

Will I run into any hidden fees?

Absolutely not. We believe in total transparency: no monthly fees, no transaction fees, and no sneaky fine print.

How does Holdings provide up to $3M in FDIC insurance?

Through our partnership with i3 Bank, your funds are spread across multiple FDIC-insured banks—so you get coverage well beyond the standard $250,000.

What kind of statements will I get?

We send you clear, detailed monthly statements in PDF format—showing every transaction, yield earned, and all the info you need.

Invoicing

Tired of chasing payments or paying for basic invoicing? With Holdings, you can send unlimited invoices for free, track every payment, and even earn 2% APY³ on your cash—because your hustle deserves real rewards, not more fees.

COMING SOON

1 Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.