Introducing Holdings: The Complete Financial Operating System for SMBs

In today's financial landscape, finding a trustworthy banking partner that offers more than just basic services is crucial. Many businesses struggle with fragmented financial tools and low-interest accounts. At Holdings, we've crafted an innovative, integrated solution designed specifically for modern businesses.

Meet Holdings

We're thrilled to introduce Holdings, a comprehensive financial platform designed to help small and medium-sized businesses manage, protect, and grow their assets. Our all-in-one solution combines high-yield business banking with powerful financial tools to streamline your operations. We're already welcoming businesses on board and invite you to join us.

High-Yield Business Banking Without the Fees

Our flagship product offers a high-yield cash account in partnership with i3 Bank, Member FDIC. Enjoy up to $3M in FDIC insurance—20 times the standard coverage—and competitive tiered interest rates:

• $50K-$250K: 1.5% APY

• $250K-$1M: 2% APY

• Over $1M: 3% APY

With interest calculated daily and same-day ACH transfers, your money works harder without the wait. Plus, enjoy zero monthly fees, unlimited free ACH and wire transactions, and complimentary debit cards with ATM access.

Integrated Financial Tools All in One Platform

Holdings automatically optimizes your business finances through our intelligent platform. Manage multiple accounts, access virtual cards for enhanced security and spend management, and prepare for our upcoming suite of financial tools:

• Coming next month: Integrated accounting and bookkeeping features

• Launching in two months: Seamless invoicing and bill pay capabilities

Think of Holdings as your complete financial operating system—simplifying business finance while providing powerful tools to help your business grow.

How Holdings Compares to Traditional Business Banking

Unlike traditional banks that charge high fees for basic services or fintech companies that require subscriptions for premium features, Holdings delivers:

• Higher APY tiers without subscription requirements

• Zero account fees and no minimum balances

• Free invoicing and bill pay tools included in our core product

• Advanced accounting integrations with automated reporting

• Streamlined cash deposit options

Backed by Industry Experts

Supported by $7M in funding from Album VC, Fin Capital, and other leading investors, our experienced team is committed to revolutionizing business banking. We're building Holdings to be the financial platform businesses deserve—one that grows with you.

Take control of your business's financial future today. Sign up now and join our community of forward-thinking businesses.