Transaction fees are the silent profit-eaters of business banking. Whether it’s per-transaction charges, excess activity fees, or penalties for moving your own money, these costs can add up quickly—especially for small businesses that need flexibility. At Holdings, we believe you should be rewarded for running your business, not penalized for it. Here’s how we eliminate transaction fees and why that’s a game-changer for your bottom line.
The Real Cost of Transaction Fees
Per-transaction charges: Many banks charge $0.25–$0.50 (or more) for every deposit, withdrawal, or transfer after a certain limit.
Excess activity fees: Go over your “free” monthly transactions? Expect extra charges, sometimes as high as $1 per transaction.
ACH and internal transfer fees: Some banks even charge for moving money between your own accounts.
Unpredictable costs: These fees make it hard to forecast expenses and can eat into your profits without you noticing.
Want to see how transaction fees fit into the bigger picture of hidden banking costs? Check out Hidden Fees in Business Banking: How Holdings Saves You Money.
How Holdings Does It Differently
Zero transaction fees: Make unlimited deposits, withdrawals, and transfers—no caps, no penalties, no fine print.
No minimum balance requirements: Enjoy fee-free banking whether you’re just starting out or scaling up.
Simple, transparent pricing: What you see is what you get—no surprise charges, ever.
Integrated financial tools: Move money between your banking, accounting, and bookkeeping tools without extra costs.
Why Free Transactions Matter for Small Businesses
Predictable costs: No more guessing how much you’ll pay in fees each month.
More flexibility: Move your money as your business needs change—without worrying about penalties.
Better cash flow: Every dollar you save on fees is a dollar you can reinvest in your business.
Simplified bookkeeping: Clean, fee-free transactions make accounting and reconciliation a breeze.
Curious about other ways Holdings helps you keep more of your money? See Choosing the Best Business Bank: Key Factors and When to Switch Accounts.
How to Get Started
Open your Holdings account: Fast, easy, and 100% online.
Enjoy unlimited, fee-free transactions: No limits, no penalties, no stress.
Watch your savings grow: With zero transaction fees and high-yield APY, your money works harder for you.
For more on what you’ll need to open your account, visit What You Need to Open a Business Bank Account.
Ready to break free from transaction fees for good?
Explore these guides to make smarter banking decisions and keep more of your hard-earned money:
Hidden Fees in Business Banking: How Holdings Saves You Money
Choosing the Best Business Bank: Key Factors and When to Switch Accounts
With Holdings, you get unlimited, fee-free transactions—so you can focus on growing your business, not dodging charges. That’s business banking, the way it should be