Monthly maintenance fees are one of the most common—and frustrating—costs in business banking. Traditional banks often charge $7–$15 (or more) every month just to keep your account open, unless you jump through hoops like maintaining a high minimum balance or setting up direct deposits. For small businesses, these fees add up fast, eating into your profits and making it harder to predict your expenses. At Holdings, we believe your money should work for you, not against you. Here’s how we eliminate monthly maintenance fees and why that’s a game-changer for your business.
The Real Cost of Monthly Maintenance Fees
Recurring charges: Most major banks charge a monthly fee for business checking, unless you meet strict requirements.
Minimum balance traps: To avoid fees, you might have to keep $1,000–$1,500 or more in your account—money that could be working harder for your business.
Hidden complexity: Banks often bundle these fees with other charges, making it tough to know what you’re really paying each month.
Want to see how these fees fit into the bigger picture of business banking costs? Check out Hidden Fees in Business Banking: How Holdings Saves You Money.
How Holdings Does It Differently
Zero monthly maintenance fees: No matter your balance, transaction volume, or how you use your account—Holdings never charges a monthly fee.
No hoops to jump through: Forget about minimum balances, direct deposit requirements, or bundled services you don’t need.
All-in-one platform: Holdings combines banking, accounting, bookkeeping, invoicing, and bill pay in a single, easy-to-use platform—no extra charges or third-party subscriptions.
Transparent pricing: What you see is what you get. No surprise charges, ever.
Why No-Fee Banking Matters for Small Businesses
Cost savings: Every dollar you save on fees is a dollar you can reinvest in your business, your team, or your growth.
Predictable expenses: No more guessing what you’ll pay each month—your banking costs are always $0.
Peace of mind: Focus on running your business, not dodging fees or tracking minimum balances.
Integrated tools: With Holdings, you get more than just a bank account—you get a financial sidekick that helps you manage your money, not just store it.
Curious about how to choose the best bank for your business? See Choosing the Best Business Bank: Key Factors and When to Switch Accounts.
How to Get Started
Open your Holdings account: Fast, easy, and 100% online.
Enjoy truly fee-free banking: No monthly charges, no minimums, no stress.
Access integrated financial tools: Manage your banking, accounting, and bookkeeping all in one place.
For more on what you’ll need to open your account, visit What You Need to Open a Business Bank Account.
Ready to break free from monthly maintenance fees for good?
Explore these guides to make smarter banking decisions and keep more of your hard-earned money:
Hidden Fees in Business Banking: How Holdings Saves You Money
Choosing the Best Business Bank: Key Factors and When to Switch Accounts
With Holdings, you get modern, integrated business banking—no monthly fees, no surprises, just real value for your business. That’s how banking should be.