Wire transfer fees are one of those sneaky costs that can quietly eat away at your business’s bottom line. Whether you’re paying vendors, sending money to contractors, or moving funds between accounts, traditional banks often charge $15–$50 per wire—sometimes even more for international transfers. For small businesses that need to move money quickly and reliably, these fees add up fast. At Holdings, we believe your money should move freely—without penalties or surprises. Here’s how we make wire transfer fees a thing of the past, and why that’s a game-changer for your business.
The True Cost of Wire Transfer Fees
Domestic wire fees: Most banks charge $15–$30 per outgoing wire, and sometimes even for incoming wires.
International wire fees: These can run $35–$50 or more, plus hidden currency conversion costs.
Volume penalties: If you send wires regularly, these fees can add up to hundreds (or thousands) of dollars a year.
Slow processing: Some banks take days to process wires, even when you’re paying a premium.
Want to see how wire fees fit into the bigger picture of hidden banking costs? Check out Hidden Fees in Business Banking: How Holdings Saves You Money.
How Holdings Does It Differently
Zero wire transfer fees: Send and receive domestic wires for free—no limits, no minimums, no fine print.
Transparent international transfers: Holdings offers competitive rates and clear pricing, so you always know what you’re paying.
Fast, reliable transfers: Move your money quickly and securely, without waiting days for funds to clear.
No surprise charges: What you see is what you get—no hidden fees, ever.
Why Free Wire Transfers Matter for Small Businesses
Boost your cash flow: Move money when you need to, without worrying about extra costs.
Simplify your bookkeeping: No more tracking or categorizing wire fees—just clean, predictable transactions.
Support remote teams and vendors: Pay partners anywhere in the country (or the world) without racking up charges.
Reinvest in your business: Every dollar saved on fees is a dollar you can put toward growth.
Curious about other ways Holdings helps you keep more of your money? See Choosing the Best Business Bank: Key Factors and When to Switch Accounts.
How to Get Started
Open your Holdings account: The process is fast, easy, and 100% online.
Send and receive wires as needed: No fees, no limits, no stress.
Watch your savings grow: With zero wire fees and high-yield APY, your money works harder for you.
For more on what you’ll need to open your account, visit What You Need to Open a Business Bank Account.
Ready to say goodbye to wire transfer fees for good?
Explore these guides to make smarter banking decisions and keep more of your hard-earned money:
Hidden Fees in Business Banking: How Holdings Saves You Money
Choosing the Best Business Bank: Key Factors and When to Switch Accounts
With Holdings, you get fast, free, and reliable money movement—so you can focus on growing your business, not dodging fees. That’s business banking, upgraded