Holdings CEO Jason Garcia Featured on EOFire Podcast

We're thrilled to share that our CEO, Jason Garcia, recently appeared on the popular EOFire podcast. In this engaging interview, Jason delved into Holdings' mission to revolutionize business banking through high-yield solutions and shared valuable insights for entrepreneurs.

Key Highlights from Jason's Interview

Unconventional Success Wisdom

Jason kicked off the interview by sharing a unique perspective on success that challenges common beliefs. He emphasized that true entrepreneurial success doesn't require sacrificing personal well-being, highlighting the importance of self-care and mental health for business leaders. "Having self-care and mental health be a priority is important to the success of your business," Jason noted during the conversation.

From Traditional Banking to Fintech Pioneer

Listeners got an inside look at Jason's journey from traditional banking at Goldman Sachs and KPMG to leadership roles at Mercury and Divvy (now Bill.com) before founding Holdings. This experience showed him how traditional financial institutions often focus on the largest businesses while overlooking the needs of small to medium-sized businesses, which form the foundation of Holdings' innovative approach to business banking.

The Birth of Holdings as an Integrated Financial Platform

Jason revealed that Holdings was created to "provide the operating system for most businesses in America." He explained how Holdings aims to empower entrepreneurs and small businesses with financial tools that were previously accessible only to large corporations, transforming from just a banking solution into a comprehensive financial platform that helps businesses succeed.

High-Yield Solutions for All Businesses

In this segment, Jason broke down how Holdings is democratizing high-yield solutions for businesses of all sizes. Our tiered interest structure now offers up to 3% APY on balances over $1 million, with competitive rates starting at 1.5% APY for smaller balances. As Jason explained, "We're not taking those funds and investing them in any investments, it's sitting just like it would at any FDIC insured Bank, and you're just getting some of the pass through of the revenue."

Zero-Fee Banking with Cash Back Benefits

Holdings now offers completely fee-free business banking with no monthly fees and unlimited free ACH and wire transactions. Jason also mentioned our upcoming debit card with cash back features, providing additional value for businesses that traditionally wouldn't have access to such rewards.

Our Vision for the Future: A Complete Financial Operating System

Building on the podcast discussion, Holdings is committed to becoming the complete financial operating system for SMBs by:

• Launching integrated accounting features: In early 2025, we're introducing an embedded accounting platform that automatically processes your financial data as you make transactions, eliminating the need for separate accounting solutions.

• Bridging the banking experience gap: As Jason explained, Holdings creates a middle ground between overly complex commercial banking and limited retail banking, offering "the friendly experience of a consumer type banking product but all of the features and functionality that you get out of the Commercial Banking product."

• Consolidating financial tools: We're addressing the fragmentation of business financial services by bringing banking, invoicing, bill pay, and accounting into one seamless platform.

Join the Holdings Community

We're excited to see our mission and vision shared on platforms like EOFire, reaching entrepreneurs who can benefit from our integrated financial platform approach to business banking. If you're ready to optimize your business finances and join a community of forward-thinking entrepreneurs, we invite you to sign up with Holdings today.

Special Offer: When you sign up using "EOF" as your referral source, you'll receive $100 when you fund your account. It's our way of saying thank you for being part of the Holdings revolution in business banking.

Stay tuned for more exciting developments as we continue to build the most rewarding banking and operating system for businesses to succeed.