Keep Your HVAC Business Cash Flowing Smoothly
Keep Your HVAC Business Cash Flowing Smoothly
Keep Your HVAC Business Cash Flowing Smoothly
Manage seasonal ups and downs with zero-fee* banking† that rewards your hard work. Combine banking, accounting, and bookkeeping in one easy platform designed to save you time and protect your cash flow.
Manage seasonal ups and downs with zero-fee* banking† that rewards your hard work. Combine banking, accounting, and bookkeeping in one easy platform designed to save you time and protect your cash flow.
Manage seasonal ups and downs with zero-fee* banking† that rewards your hard work. Combine banking, accounting, and bookkeeping in one easy platform designed to save you time and protect your cash flow.
Banking services and sweep
network provided by i3 Bank, Members FDIC
SOC Compliant
and reviewed by
3rd party
No Fees, 2% APY‡, and Integrated Accounting
Open Your Free Account
All-In-One Solution
Running an HVAC business means dealing with seasonal swings, unexpected expenses, and complex job costing. That’s why you need a financial partner that works as hard as you do.
All-In-One Solution
Running an HVAC business means dealing with seasonal swings, unexpected expenses, and complex job costing. That’s why you need a financial partner that works as hard as you do.
No monthly fees
No monthly fees
Unlimited transactions
Unlimited transactions
Easy to use digital banking platform
Easy to use digital banking platform
Apply in 10 minutes
Apply in 10 minutes
No minimum balance required
No minimum balance required
No minimum balance required
Apply in 10 mins
No fees
Easy to Use
Unlimited transactions
Images Movement
Images Movement
Images Movement
Images Movement
Protect your organization’s reserves well beyond the standard limit, so you can steward every dollar with confidence.
250 k
Avg Bank
3M
Holdings
Protect your organization’s reserves well beyond the standard limit, so you can steward every dollar with confidence.
250 k
Avg Bank
3M
Holdings
Protect your organization’s reserves well beyond the standard limit, so you can steward every dollar with confidence.
250 k
Avg Bank
3M
Holdings
From Our Customers
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
FAQ
How does the interest structure work?
Is there a cost for money transfers?
Do I need to maintain a minimum balance?
Are there any hidden fees?
How does the Sweep Program provide up to $3M in FDIC insurance?
What statements are provided?
FAQ
How does the interest structure work?
Is there a cost for money transfers?
Do I need to maintain a minimum balance?
Are there any hidden fees?
How does the Sweep Program provide up to $3M in FDIC insurance?
What statements are provided?
FAQ
How does the interest structure work?
Is there a cost for money transfers?
Do I need to maintain a minimum balance?
Are there any hidden fees?
How does the Sweep Program provide up to $3M in FDIC insurance?
What statements are provided?
Hustle Handbook: News, Insights, & Perks for Business Owners
No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here
†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.
Hustle Handbook: News, Insights, & Perks for Business Owners
No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here
†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.
Hustle Handbook: News, Insights, & Perks for Business Owners
No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here
†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.