Banking with Holdings: Simplify Personal and Business Finances

Managing both business and personal finances can feel like juggling two different worlds—especially when you’re running a business and trying to keep your personal life organized. That’s why Holdings is built to make your financial life easier, whether you’re a solopreneur, a small business owner, or someone who just wants all their money working smarter, not harder.

All Your Money, One Dashboard

With Holdings, you can open both business and personal accounts and manage them side by side. No more logging in and out of different banks or dealing with clunky interfaces. Your unified dashboard gives you a real-time view of all your balances, transactions, and account details—so you always know where you stand.

But what if you run more than one business? No problem. With Holdings, you can use the same email for multiple accounts, making it easy to switch between companies without ever logging out. That’s more time for you, and less hassle tracking down passwords or switching browsers5.

Seamless Transfers and Smarter Cash Flow

Need to move money between your business and personal accounts? Holdings lets you transfer instantly and for free between your own accounts—or even to other Holdings users. This is perfect for paying yourself, covering a personal bill, or sending funds to a contractor in seconds.

And if you’re thinking about switching banks to take advantage of Holdings’ zero fees and high APY, you might wonder how it affects your business credit. The good news: Switching banks doesn’t hurt your business credit, as long as you update your payment info and keep everything in sync. Holdings’ integrated tools make this transition smooth, so you can focus on growth, not paperwork6.

Built for Entrepreneurs—From Day One

Holdings personal accounts are designed with business owners in mind. Use them for savings, emergency funds, or anything outside your business expenses. And if you’re setting up a new business, you’ll need to know the difference between an EIN and a Federal Tax ID. Our guide on EIN vs Federal Tax ID: What Businesses Need to Know breaks it down, so you can open your business account with confidence and keep your personal and business finances totally separate4.

Support for Every Situation

We know every business is unique, and sometimes you hit a snag—especially if you’re a non-U.S. member. If you ever run into issues like a locked citizenship field while signing up, check out our step-by-step help for resolving the locked citizenship field issue for non-U.S. members. Our support center is always here to help, so you never have to go it alone.

Bottom Line:
Banking with Holdings for both business and personal accounts means less time juggling, more time growing, and a whole lot more peace of mind. Whether you’re managing multiple companies, switching banks, or just want your finances to make sense, Holdings gives you the tools—and the support—to make it happen.

Internal Links Added

• Using the Same Email for Multiple Holdings Accounts

• EIN vs Federal Tax ID: What Businesses Need to Know

• Switching Banks: Impact on Business Credit Explained

• Resolving the Locked Citizenship Field Issue for Non-U.S. Members