Jason Garcia Discusses Business Finance on Podcast

Nov 30, 2024

We recently had the pleasure of joining Tyler Jefcoat on the Podcast, where our CEO, Jason Garcia, shared valuable insights into fintech and business finance. As we continue to grow as an integrated financial platform, we're excited to break down complex financial concepts and empower businesses to optimize their finances.

Key Topics Discussed

Financial Strategy in Today's Economy
Jason discussed strategies for managing liquidity in today's challenging economic environment. With interest rates potentially continuing to rise through 2024, businesses must adapt their financial plans to ensure stability and growth. The conversation highlighted how precision in financial management has become more critical than ever for business success.

Maximizing Idle Cash
Our conversation showcased how Holdings is revolutionizing how businesses earn on their deposits. Our solution provides up to 3% yield on business cash without locking funds into long-term commitments. Creating a new financing model allows businesses to earn on their own money.

Enhanced FDIC Protection
Jason explained our innovative approach to FDIC insurance, which covers up to $3 million through our network of partner banks. This gives businesses significantly more protection than a single institution's standard $250,000 FDIC limit, addressing concerns that arose during recent banking instability.

Our Evolving Product Offerings

As we continue to grow, we're excited to announce several upcoming features that will transform Holdings from a yield solution into a comprehensive financial platform:

Digital-First Business Banking
Coming next month, we'll be launching full-featured business banking with $0 account fees and no minimum balances. Our multi-account management capabilities will allow businesses to organize their finances with unprecedented flexibility.

Integrated Accounting Features
We're particularly excited about our accounting and bookkeeping features launching next month. These tools will seamlessly connect with your banking data, eliminating the manual work typically associated with financial management.

Future Enhancements
In the following months, we'll be rolling out invoicing and bill pay integration, creating a truly unified financial ecosystem for your business.

Why This Matters

At Holdings, we believe in making finance accessible and empowering businesses to thrive. Our participation in podcasts like Return on helps demystify financial concepts and showcases how our integrated financial platform can drive growth.

Trust and Transparency

We're committed to providing clear, straightforward solutions that keep your assets safe and growing. Our approach ensures your funds are secure while our innovative technology maximizes returns and simplifies financial management.

Join Us on This Journey

We're here to support your business every step of the way. Whether you're a startup or an established enterprise, our team is dedicated to helping you navigate the financial landscape with confidence.

For more insights and updates, stay tuned to our blog and explore how Holdings can help you achieve your financial goals!

Watch the episode to learn more about how Holdings is transforming business finance.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here