Why Modern Businesses Need Better Banking Solutions Today

Step inside the Museum of Antiquated Finance and you’ll spot relics from a banking era that just can’t keep up with today’s business demands—marble lobbies, endless paperwork, and fees for every little thing. These artifacts might look impressive, but for modern business owners, they’re a reminder of how much time and money gets wasted on outdated systems.
Why Are We Still Banking Like It’s 1925?
Traditional banks have been slow to evolve, clinging to legacy systems and costly branches. But every industry eventually faces an efficiency revolution. Every Industry Evolves: Is Your Money Stuck in the Past? explores why so many businesses are still stuck with old-school banking.
Curious how we got here? The Evolution of Banking: 5,000 Years of Financial History in 60 Seconds gives you a whirlwind tour of how finance has (and hasn’t) changed.
The Real Cost of Outdated Banking
All those grand buildings and legacy processes come at a price—one that’s paid by business owners in the form of low interest rates, hidden fees, and slow service. The Hidden Cost of Banking in Fancy Buildings breaks down how these costs quietly eat away at your bottom line.
If you’re wondering about the nuts and bolts of how money moves in this old system, Holdings: Understanding Trace Numbers for Wire Transfers at Holdings explains the details you need to know.
Security Shouldn’t Be a Relic
Modern businesses deserve modern protection. Protecting What Matters: Why Your Business Cash Deserves the Same Security as Your Car shows how today’s digital platforms keep your money safer than ever—without the need for marble vaults.
The Modern Alternative
Today’s digital-first platforms like Holdings are rewriting the rules. With zero fees, high-yield APY, and integrated tools, you can finally leave the financial “museum” behind and enjoy banking that’s built for the way you do business now.
If you’re ready to streamline your financial operations, How to Pay Yourself as a Business Owner: 3 Critical Mistakes to Avoid and Can Your Business Be Trusted? Building Credibility Through Cash Flow Management offer actionable advice to help you grow with confidence.
Modern businesses deserve modern banking. Explore the latest options for business owners in our complete small business banking comparison guide.
Want to Dive Deeper?
The Evolution of Banking: 5,000 Years of Financial History in 60 Seconds
Protecting What Matters: Why Your Business Cash Deserves the Same Security as Your Car
Holdings: Understanding Trace Numbers for Wire Transfers at Holdings
At Holdings, we believe your business deserves more than a place in the museum. With modern digital banking, you get the efficiency, transparency, and rewards that help your business thrive—no marble columns required.
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Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here