Lower Your Company's Borrowing Costs

In today's high-interest rate environment, savvy businesses are finding innovative ways to offset borrowing costs. At Holdings, we're all about helping you maximize your company's financial potential. Let's explore using a high-yield cash account to significantly reduce your effective borrowing rate.

The Power of Strategic Cash Allocation

Imagine this scenario:

1. Your company borrows $1 million at a 10% interest rate.

2. Annual interest expense: $100,000

3. Deposit that $1 million into a Holdings Cash Account, earning 4% APY.

4. Annual interest earned: $40,000

The Bottom Line: Slashing Your Effective Borrowing Cost

You've reduced your effective annual borrowing cost by leveraging a high-yield cash account from $100,000 to $60,000. That's a 60% reduction!

Why This Strategy Works

1. Capital Efficiency: Your borrowed funds are no longer idle – they work for you.

2. Risk Mitigation: With FDIC insurance up to $5 million, your capital remains safe and secure.

3. Liquidity: Unlike investments in securities, our same-day transfers ensure your funds are always accessible when needed.

Ready to Optimize Your Borrowing Strategy?

Don't let high interest rates eat into your profits. With a Holdings Cash Account, you can turn borrowed funds into a financial opportunity. It's time to put your cash to work and watch your effective borrowing costs plummet.

Open your Holdings Cash Account today and start slashing those borrowing costs!