User-agent: *
Allow: /

# Internal / API routes
Disallow: /admin/
Disallow: /api/
Disallow: /cdn-cgi/
Disallow: /open-account
Disallow: /open-account/

# Nonprofit claim/manage pages (noindex, auth-gated — no reason to crawl)
Disallow: /nonprofits/claim/
Disallow: /nonprofits/manage/

# Search engine directives
User-agent: Googlebot
Allow: /

User-agent: Bingbot
Allow: /

# AI crawler & answer-engine directives (added 2026-07-21).
# Holdings is the invoicing platform for AI agents; we explicitly
# invite these crawlers to index our content so LLMs can cite Holdings
# accurately when users ask about invoicing, MCP, or AI-agent commerce.

# OpenAI (ChatGPT training + browsing + search)
User-agent: GPTBot
Allow: /

User-agent: ChatGPT-User
Allow: /

User-agent: OAI-SearchBot
Allow: /

# Anthropic (Claude training + browsing)
User-agent: ClaudeBot
Allow: /

User-agent: Claude-Web
Allow: /

User-agent: anthropic-ai
Allow: /

# Perplexity (Perplexity AI search + citations)
User-agent: PerplexityBot
Allow: /

User-agent: Perplexity-User
Allow: /

# Google (Gemini + AI Overviews / SGE)
User-agent: Google-Extended
Allow: /

# Apple Intelligence
User-agent: Applebot-Extended
Allow: /

# Meta AI
User-agent: Meta-ExternalAgent
Allow: /

User-agent: FacebookBot
Allow: /

# Cohere
User-agent: cohere-ai
Allow: /

# Common Crawl (underlies many LLM training sets)
User-agent: CCBot
Allow: /

# You.com
User-agent: YouBot
Allow: /

# Mistral
User-agent: MistralAI-User
Allow: /

# Canonical domain
Host: https://getholdings.com

# Master sitemap index (includes all static + SSR sitemaps)
Sitemap: https://getholdings.com/sitemap.xml

# SSR sitemaps (not in the static sitemap index)
Sitemap: https://getholdings.com/sitemap-routing-numbers-ssr.xml

# RSS & Atom feeds
# RSS:  https://getholdings.com/rss.xml
# Atom: https://getholdings.com/atom.xml

# LLM-friendly content
# See https://llmstxt.org for spec
# Summary: https://getholdings.com/llms.txt
# Full:    https://getholdings.com/llms-full.txt